Sunday, August 8, 2010

How To Purchase Diamond Jewelry

If you're a man, you're probably thinking of giving your bride-to-be a diamond ring and would like to ask her to marry you. The idea seems simple, all you have to do is go to a jewelry store, purchase a diamond ring, and propose to her. Unfortunately though, this isn't always the case because when you see the price tag of your prospective sparkler, you might think twice before you actually get your hands on those sparkly diamond jewelry gifts. If you have the intention to purchase a diamond in the near future, it is important that you know the tricks of the trade for you to take charge of your transactions and get a run for your money.

According to gemologist and diamond expert, Fred Cuellar, there are four basic things that one has to remember when purchasing diamond jewelry gifts: budget, expectations, savvy and timetable. When it comes to budget, you should be able to allocate the amount that you could afford and as much as possible should not exceed your laid budget plan; a month's salary could already suffice for you to buy a diamond. Expectations demand for you to know and understand the needs and wants of the person to whom you will give the diamond; this way you will know what type and design to pick. Being savvy requires you to know the given cost of diamond in the market and the best designs available, as they say knowledge is power; and for the element of timetable, you must have a laid plan about when and where you intend to give the diamond, do not haste things and be sure to give yourself enough time to analyze things.

Now that you have an idea about the basics of purchasing diamond gifts, you must also be aware where to purchase your sparklers. You have two options where you could purchase your diamond jewelry gifts: go online or visit local jewelry shops. Buying online is a practical way to secure your diamond without the need to drive around since everything you need is just a click away; however, you should also consider the drawbacks associated with this practice, first you can't appraise the jewelry and second you don't know with whom you are transacting with; if this option is good enough for you, it is crucial for you to do an intensive background check so that you can be assured that you would really get the diamond you are about to purchase. The latter option of buying your diamond gifts on you local jewelry store is a better choice because you would be able to appraise the diamond personally and long time jewelers could help you out with your questions, which would assist you in arriving at the right decision.

For the diamond, always consider the 4Cs""clarity, color, cut and carat, as these elements help determine the true value of such gemstone. Clarity refers to the absence and presence of blemishes and inclusion in a diamond. Every diamond is assigned with clarity grades that could go from flawless to obvious inclusions. There are also clarity enhanced diamond pieces that are treated to reduce imperfections through irradiation, filling imperfections, or laser drilling.

Sparklers come in a whole range of colors; however, colored diamond pieces are very rare and expensive that they are not usually available in local jewelry stores rather white and yellow diamond pieces are the most common, between the two however, it is always preferable to pick the whiter ones. The yellow coloring of sparklers came from nitrogen; hence the yellower the stone, the lesser its value this is because such color makes the diamond less sharp and sparkly. When it comes to cut, diamond pieces could be cut in different ways, the most common of which is the round brilliant cut. More than indicating the shape of the diamond, a cut also determines how sparkly such gemstone will be.

It is never enough for a diamond to be just white and clear, unless cut in the right manner your diamond will not sparkle. As cut is extremely hard to analyze, the three things that you should look at are brilliance, fire and scintillation; however, if you really want to make things easier, the standard round brilliant cut is probably the most preferable choice compared to other cut. Lastly, carat determines the standard unit weight of sparklers. Most diamond pieces utilized for fine jewelry are often one carat or less in weight.

Purchasing diamond jewelry gifts is a daunting task. Hence, it is always best to be an informed buyer in order to get the most out of your money. Not because a diamond is round brilliant cut doesn't mean it's already a good purchase. Remember that there are still three remaining Cs that you have to consider. A clarity enhanced diamond might be inexpensive but also consider the quality. Educating oneself is a good way to make the right purchasing decisions.

-Lorraine Jacobs

Loose Diamonds: Choosing Round Brilliant And Other Cuts

For most people, the only time they buy diamonds is when they want wedding or engagement rings. The smart way to go about this is to look for loose diamonds first and have them set later. You can inspect them for flaws better, and possibly get a better deal. However, you need to be careful when buying. It's easy to make mistakes and pay too much, or get stuck with an inferior diamond.

When looking at loose diamonds, you must check on the diamond's value. You'll want to study each one for the four C's; carat weight, cut, clarity and color. But keep in mind that each diamond is unique, and it's unlikely for a single diamond to get two separate assessments with identical results. Ultimately, the value of a diamond is subjective, so you shouldn't be too obsessed looking for it's exact value.

The pinnacle of all diamond cuts is the round brilliant cut. Thanks to the work of Marcel Tolkowsky, the proportions needed to get the most brilliance and fire out of a diamond were determined and popularized. Further innovations streamlined Tolkowsky's measurements to optimize diamond's potential for brilliance.

The round brilliant cut is also the established favorite cut. In contrast, the popularity of fancy cuts are dependent on prevailing trends. Nowadays, people look for sparkle, so the heart, oval, and pear cuts are popular. However, the quality and value of a diamond is dependent on other factors. You can easily get a high value diamond of any cut - or low value, if you buy recklessly.

So buy a diamond jewelry gift with any cut you desire. It may be a shape that captures your or your significant other's interest, or one that elicits special memories or feelings within you. If all you want is a big diamond, and you don't mind imperfections, it's easy to get one for cheap. But even if you are buying cheap, you have to scrutinize your purchases to avoid getting gypped.

When it comes time to set your loose diamond, it's safest to have it done by the same people who sold it to you. If you bring it to another jeweler, they won't want to be held accountable for any damage the diamond may acquire during setting. If the seller won't guarantee their own diamonds, just forget them and look for a seller who does.

For most people, the only time they want diamonds is when they want wedding or engagement rings. The smart way to go about this is to get loose diamonds first and have them set later. The round brilliant cut is the established favorite cut. Different fancy cuts become popular in line with the current fads. However, the quality and value of a diamond relies on other factors. So buy a diamond jewelry gift with any cut you desire.

-Lorraine Jacobs

Friday, August 6, 2010

Common Types Of Fine Jewelry

The visual appeal of fine jewelry has never failed to capture our attention. As a matter of fact, jewelry pieces are sometimes perceived as the determining factor of societal status especially during the ancient times. These precious objects have profoundly molded some of the most important traditions in history. From necklaces and earrings, to rings and bracelets, these adornments have provided humans with worldly satisfaction that no other material could induce.

There are many types of fine jewelry pieces to choose from. Some are worn as adornments, while others serve as symbolic tokens presented in different occasions. There are articles of jewelry that are plain and cheap, while there are also pieces that are so ornate, they are often expensive. Some of the most popular and commonly used pieces would be discussed here to provide further understanding about their qualities and uses. Rings are probably the most common forms of jewelry known to man. They usually come in differing varieties, the most common of which are in plain cylindrical bands adorned with gemstones like diamond heart or round cuts, spiral or serpentine coils, signet rings, and open on one side. Rings are used for differing purposes but usually they serve as symbolic tokens given during special events like betrothals and weddings, or just to highlight one's fingers. In the case of signet rings, they commonly bear the emblems of fraternal orders or other organizational insignias.

Another type of jewelry is the necklace, which is intended designed to be worn around the neck. Necklaces come in four general structures: close fitting collar band accentuated with precious gems or beads, chain necklace with pendant, raw of beads or stones in graduated sizes held by wire or chains, and strings of different lengths worn on top of each other. Necklaces can be constructed from different materials that include metals, gemstones or combination of the two, and they are best worn with pendants of precious stones, the diamond heart pendant being one of the most popular design. To further highlight the beauty of necklaces, they appropriately worn with dresses that have low necklines as this design helps the jewelry to become the focal point of the person's upper body.

Meanwhile, earrings are articles of jewelry used for the ears that could be set against the earlobes or are left as dangling drops. One of the most usual forms of earrings set on the earlobes are large pearls, while popular hanging earrings are chandeliers and hoops. Traditionally, the use of earrings requires ear piercings as the practice of wearing such jewelry was once regarded as a barbarous act. Currently, earrings can be worn either through piercing the ears or just by clipping the said jewelry.

The bracelet is another type of fine jewelry, worn on the arm. This large ring-like piece may come as closed band, spiral coil, open on one side, closed with clasp or flexible rings formed as links. Aside from the ring, necklace, earrings and bracelets other form of jewelry pieces include pins, cuff links, anklets, chains, brooches, and collar buttons. All in all, articles of jewelry vary in terms of function, design and quality; it is within the discretion of the wearer where he or she would like to use these pieces.

In creating fine jewelry articles, metals, gemstones, coins as well as other materials are utilized though they are commonly set into precious metals, accentuated with gemstones like diamond heart. Aside from their ornamental purpose, jewelry pieces have long been used throughout history as symbolic tokens given during occasions especially during weddings and betrothals. They were also used to denote power and status in many societies.

-Lorraine Jacobs

Diamond Heart Jewelry: Check For Imperfections

The round brilliant cut is seen as the gold standard for diamond cuts. Designed to maximize the potential of a diamond's brilliance, this cut is also known as the most wasteful, with over half of the raw diamond thrown away to get to this ideal shape. Not to say that it's the sole shape diamonds should come in. In fact, the diversity of diamond cuts adds to their overall appeal.

And diamond heart jewelry is as alluring as it gets. Heart cuts share a lot of characteristics as the pear cut, but vary in height and width. The heart cut retains some brilliance found in the round brilliant cut, but also exhibits the diamond's other qualities, like clarity. Bear in mind that this shape was not invented casually. The heart cut is basically the pear cut with a cleft added in.

Admittedly, diamond heart jewelry is not for everyone. Some people may feel that it is too puerile to use in their wedding rings. Still, it is hard to argue with the romantic appeal of the heart shape. Since it is a relatively new cut, there are less regulations in making heart cut diamonds compared to round brilliant.

In comparison, with round brilliant cut diamonds, your primary interest is in the brilliance of the piece. Diamond makers improved on Tolkowsky's Ideal Cut, the original standard for the round cut. Thanks to breakthroughs in the science of refraction and manufacturing technology, they're able to utilize a raw diamond's potential to reach maximum brilliance.

It is vital that you do a quality check before you obtain any heart jewelry. Particularly, you need to check that it does not have any blemishes, cracks or other imperfections. Some imperfections are not visible to the naked eye, but still alter the diamond's value. These imperfections do become apparent under the microscope, and are considered when the finished diamond is graded and priced.

If you prefer to get more value for your investment, you should watch out for enhanced diamonds. These are treatments performed on diamonds after they have been cut and polished, to eliminate these imperfections. Government regulations require that any enhancements be disclosed to potential buyers. These treatments reduce their value and are only performed on seriously flawed diamonds.

It is vital that you do a quality check before you obtain any heart jewelry. In particular, you need to confirm that it does not have any blemishes, cracks or other imperfections. With round brilliant cut diamonds, your primary consideration really is just the brilliance of the piece. You should be on guard for enhanced diamonds. These are treatments performed on diamonds after they have been cut and polished to excise these imperfections and reduce their value.

-Lorraine Jacobs

Clarity Enhanced Diamond: Inexpensive Alternatives

Diamonds are one of the most desired commodities by many women worldwide. In fact, if you are a man and would wish to sweep your woman off her feet, might as well give her fine jewelry encrusted with diamonds. Of course, these precious stones aren't cheap; a piece could already cost you a month of your annual salary, or if you're going after the rare ones better prepare at least two or three months of your earnings. However, if you really like to seal your vows of love with diamonds without spending too much, you could simply opt for diamonds that were enhanced to improve some of their features.

Clarity is one of the most vital features of a diamond as it serves as a determining factor to know the real market value of such gemstone. For example, untouched loose diamonds are expensive because they do not exude imperfections and inclusions making their clarity high in grade. However, there are also diamonds that are referred to as clarity enhanced sparklers found in the market today. Compared to untouched diamonds, these treated gemstones are inexpensive due to the manipulations in their clarity feature to make them appear more aesthetically appealing.

Clarity enhanced diamond is a diamond that had exemplify eye visible imperfections. Meaning it is a stone that originally had lower clarity grade, and because nobody wants to have a diamond that has eye visible imperfections, its inclusions are treated so as to make them invisible to the naked eye. After the treatment process, there are no apparent differences between enhanced and flawless diamonds. Enhanced diamonds are also referred to as "fracture filled diamonds."

There are several ways on how the enhancement process can be done to achieve clarity enhanced diamond. The most common method is known as drilling wherein a tiny hole is drilled toward the diamond in order to remove minerals and other elements that causes discoloration. Drilling is usually done with the aid of laser, which is capable of neatly creating a tiny hole towards the stone's inclusion. After drilling, it is more likely that the diamond would be left with a small fracture which is then filled with silicon or hard glass that isn't apparent to the eye; this process of filling is known as fracture filling.

If you are to buy a diamond, always remember that diamonds that have underwent augmentations aside from basic cutting, cleaning and polishing should be disclosed by the jeweler to the buyer as this is clearly indicated in the FTC rules. However, if you really want to be sure before you make your purchase, you could ask the jeweler if you could have the diamond appraised by a different appraising firm. Always remember that a clarity enhanced diamond has no visual differences with a flawless diamond. Hence, the best thing that you could do is to have the diamond tested in order to know whether it has been enhanced or not.

If you're a guy who would like to have a decent looking diamond that would complement your limited budget, a clarity enhanced sparkler would definitely be a good choice. If all the other traits of the enhanced diamond are in excellent condition, and the diamond itself is visually clean in grade, don't let the thought of enhancement discourage you from taking it as recourse. Parallel to untouched diamonds, treated diamonds also suit well with all sorts of fine jewelry pieces and are surely going to last for long. As such, enhanced diamonds may have some aesthetic limitations, but for sure they would invaluably express your love the same way as flawless diamonds does.

Nowadays, it is difficult to find inexpensive loose diamonds that one could befit into fine jewelry pieces. However, if you really wish to give your loved one something special without necessarily emptying your pocket, clarity enhanced diamond could be the perfect option for you. Although it does not thoroughly exemplify the perfection that an untouched diamond exudes, it is definitely a good find as its enhancements are barely discernible to the naked eye.

-Lorraine Jacobs

Loose Diamonds: Choosing Based On Cut

Why buy loose diamonds? They're not quite as practical as earrings and necklaces. You would not be able to have them on you or display them anywhere you go. But diamonds have a beauty on their own that can't be compared to diamonds set in jewelry. They seem even more exceptional when they are bought for their own sake.

Diamonds are produced in a variety of designs, known in the trade as cuts. The most famous of these is the round brilliant cut. Simply put, the round brilliant is the most famous because it provides the most brilliance. The way it has been cut makes it reflects the most light. What most people don't know is that the shape of the round brilliant is the most uneconomical. As much as half of the original diamond is left out when it is changed into a round brilliant. For this reason, diamonds are produced in several other shapes as well, commonly known as fancy cuts.

Now some of the fancy cuts are already based on familiar shapes, and will appeal to people even if they aren't that familiar with diamonds. The heart and oval cuts are named after their shapes. The pear cut is often interpreted as an upside down teardrop.

On the other hand, how do you explain to people the differences between the Asscher and emerald cut, or the princess and radiant cut, when they may all look the same? This is where we get a bit technical, but fortunately you don't have to get that esoteric.

Emerald and Asscher cuts are classified as step cuts. In contrast to the round brilliant, they are rectangular in shape, with each side bordered with small steps. Step cuts emphasize lustre and clarity over brilliance. The Asscher cut has been around for over 100 years, and its proportions are less even.

The princess and radiant cuts come from a third category, known as mixed cuts. They have more brilliance than step cuts, but are more cost-efficient than brilliant cuts. The princess cut is only second to the round brilliant in its popularity, whereas the radiant cut has over 70 cuts.

When choosing loose diamonds, you need not be intimidated by technical knowledge. You can buy based on what cut you like. The jeweler, in turn, will narrow your choices in terms of price and quality, and help find the best choice for you.

Diamonds are available in a variety of designs, known in the trade as cuts. The round brilliant cut has been designed in such a way that it reflects the most light. Step cuts stress lustre and clarity over brilliance. Mixed cuts have more brilliance than step cuts, but are more cost-efficient than brilliant cuts. When choosing loose diamonds, you need not be intimidated by technical knowledge. You can buy based on what cut you prefer.

-Lorraine Jacobs

Diamond rings is the best investment for someone you love

People with extra money would usually channel their funds on investments that can earn their money interest.To help their money grow, they would usually acquire assets like land or stocks and even condominium units because they can generate revenue as their value appreciates.

But while enormous and expensive assets may be the way for most people, others choose to invest on more enjoyable and less expensive items.And what else can cater to their interest but their hobbies which can be a more delightful way to spend their extra cash.

Toys, fine jewelry and luxury cars, are just some collections that can gain more value as time goes by and may be considered as a reasonable investment despite being considered a luxury.But of course not all of them appreciate in value, only a selected type of toys or jewelry like diamond rings can really gain vale over time.

Some toys when kept in mint condition or intact in their boxes can sell at ten to twenty times its original value as time goes by.Another good example is fine jewelry because this definitely appreciates in value in time.Jewelry with diamonds like diamond rings and bracelets can definitely get more valuable as the years go by.

Diamond rings does not only serve us a sound investment but it also can be a symbolic gift for a person that you truly care forAs they say, diamonds last forever, which makes it and even more sound luxury investment given that other assets can actually degrade in quality or go out of style as the years takes its too on it.

So for those ready to take the next step, it is a wise thing to invest excess money in assets that can deliver the planned results as the years go by.While there are readily available investments means, it might be also ideal to explore other avenues that not only gives more value to an investor's money but also entertain and feeds their hobby or interests.

While some people spend on assets like condominium units or land to make their money grow, others choose to invest on their hobbies and interests instead. Some like fine spending on fine jewelry or expensive cars or rare toys. This is a smart investment because like diamond rings or rare toys, they can only get pricier as the years go by.

-Lorraine Jacobs

Diamond rings are more than just a luxury

It is normal for people with extra money to invest their funds in assets that would allow their money to grow.Instead of keeping it in the bank, they would use their funds to buy land, stocks or condominium units which can reap them additional interest in the long run.

But while enormous and expensive assets may be the way for most people, others choose to invest on more enjoyable and less expensive items.And what else can cater to their interest but their hobbies which can be a more delightful way to spend their extra cash.

There are a number of hobby collectibles that can be considered a reasonable investment just like toys, fine jewelry and luxury cars which gain value over time.But of course not all of them appreciate in value, only a selected type of toys or jewelry like diamond rings can really gain vale over time.

Toys are a good example of items that, when kept in mint condition, can actually sell for more than its original value, sometimes ten to twenty times the original.Fine jewelry is also a good choice for a luxury investment.Jewelry with diamonds like diamond rings and bracelets can definitely get more valuable as the years go by.

Another good thing with buying diamond rings or necklaces is the fact that you can readily share this as a very meaningful gift for a loved one.As they say, diamonds last forever, which makes it and even more sound luxury investment given that other assets can actually degrade in quality or go out of style as the years takes its too on it.

So for those ready to take the next step, it is a wise thing to invest excess money in assets that can deliver the planned results as the years go by.Looking into the non traditional methods of earning profit or interest for your money can be a good way to start as there are numerous ways available that can reap rewards and feed someone's happiness and interest at the same time.

Investments do not necessarily need to be traditional ones like land or mutual funds. Some investments can actually be a source of happiness and entertainment for an investor like fine jewelry or luxury vehicles. Just like land or stocks, diamond rings or luxury cars can appreciate in value over time and give the owners the option to sell it at for a much higher price after a few years.

-Lorraine Jacobs